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Friday, January 18, 2019

Applying Critical and Creative Thinking in Daily Life Essay

captious and notional thinking skills are a must when you nonplus a family with ii working(a) parents and two children. This past year my wife and I have had to be comply real creative with our bud generateing to deem our family on a top out financial track. Raising a family can be tricky for anyone still when financial problems unexpectedly arise it really throws a curve thump in the mix. We had to do some quick thinking and come up with some unusual methods to keep our family on track with the holidays quickly approaching. We employ creative thinking to look around for the ideas and critical thinking to range those creative ideas out and decide which ones would work best for our situation. Last October with very little warning I lost my job. Now since my wife and works part time, I am the major bread superior in our family. My job supplies our money for our monthly bills, our health insurance and our life sentence insurance. My wifes give birthcheck is more for spen ding money and savings.However, our savings was extremely low because we had just purchased a new shell a couple months before and had to make two unexpected trips home to Illinois inwardly three weeks the month before because of illness in the family. When I came home and told my wife I was losing my job she was definitely extremely worried. We had to come up with a program to keep our financial heads above water and quick. scratch we sat down and went over each and every expense in our household. We took out the ones we didnt really need such as bare internet fees and clothing allowances for the next couple of months. These were just luxuries and our clothing was handsome for now. We wanted to try our best for now to keep the kids lives minimally changed. conterminous we looked at ways to make extra income while I was unemployed. I am an IT security engineer so we knew that more than likely I would not be unemployed for long but we needed to plan for three months minimum.Al so included in these three months was of wrangle Christmas, which of course means even more money is needed. I was previously in the military so I would continue to get my GI prime money since I was going to school so that was helpful. My wife picked up extra hours anytime she could get them at work and I took small jobs on the side helping friends fix computer problems. Since I was home the day care needs were able to be stopped and when I had interviews my wife raise friends that could help out. The problems arose when we had to have some unexpected plumbing system done in this time period. We do not typically use credit mailings. We keep two on hand for times of emergency but later on some bad experiences when we were younger we make it a must to pay them off immediately.Together we decided it was a must to put the plumbing fees on them and pay it off as soon as I got another job. Our daughter performs in a school activity and we had to collect her grandparents to help out with the fees to that. We told them she would read if it was part of her Christmas present. It worked out great and helped her to understand that as a family we needed to work together. Keeping our house and fomite payments, the utilities and food on the table were the most important things. All in all with some creative and critical thinking we have come through what could have been a complete financial crisis for us. We did not get too behind and as soon as I started working again we made sure to get all credit card bills paid back off and money back into our savings in case this ever happens again.REFERENCESRuggiero, Vincent Ryan. (2012). The Art of Thinking A Guide to Critical and Creative Thought, Tenth Edition. New Jersey Pearson

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